Long-Term

Care

CARE FOR THE FUTURE
FUTURE PLANNING

What is Long-Term Care?

Long-Term Care Insurance provides coverage for the costs of extended care services, including home health care, assisted living, and nursing home care. As we age, the need for long-term care may arise from chronic illness, disability, or the natural effects of aging. These services are often not covered by Medicare, making Long-Term Care Insurance essential to financial planning. Serving clients in Connecticut, Florida, Massachusetts, Maine, North Carolina, New York, and Rhode Island, our team works with you to find a plan that fits your future care needs and shields your savings from the high costs of extended care.

01

Comprehensive Care Options

Long-Term Care Insurance covers a variety of services, including in-home care, assisted living, and nursing home care, ensuring you receive the support you need in the setting that’s right for you.

02

Protect Your Savings

Without Long-Term Care Insurance, the costs of extended care can quickly deplete your savings. Our plans help safeguard your assets while ensuring you get the care you need.

03

Flexible Coverage

Long-Term Care Insurance offers flexibility, allowing you to choose the level and type of care that best suits your situation, whether at home or in a facility.

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Frequently Asked Questions

  • What does Long-Term Care Insurance cover?

    Long-Term Care Insurance typically covers services such as in-home care, assisted living facilities, adult day care, and nursing home care.

  • When should I buy Long-Term Care Insurance?

    The best time to purchase Long-Term Care Insurance is in your 50s or 60s, before you need care. Premiums are more affordable when you’re younger and in good health.

  • Is Long-Term Care covered by Medicare?

    Medicare does not cover most long-term care services, which is why having separate Long-Term Care Insurance is important for extended care needs.

Plan for Your Long-Term Care

Let us help you secure a Long-Term Care Insurance plan that fits your future care needs. Our team ensures you get the coverage to protect your health and finances.